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Home Loan

Citi Trust Group home loan experts can help you with the perfect financing solution to make your dream home become a reality. Our Construction-to-Permanent Home Loan* combines your interim construction loan with your permanent mortgage loan through one transaction. All you need is one application, and you are able to lock in a rate and pay closing costs once. Contact an experienced lender today.

Benefits for qualified applicants

  • Expertise: We specialize in construction loans and understand the needs of both the home buyer and builder. Your dedicated loan officer will work with you from groundbreaking through move-in, ensuring your home construction keeps moving smoothly with no surprises along the way.
  • One Transaction: Pay closing costs only once, lock in your construction and permanent fixed-rate at approval with no requalification after initial closing.
  • Flexible: Do-it-yourself as a self-contracted build or work with a contractor. We offer flexible draw schedule options for your builder
  • Personal Service: We retain servicing of the loan, which allows us to build a relationship and provide ongoing personalized attention.
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How much do you want to borrow?

Weekly payments: $10

Interest may be tax deductible. You should consult your tax adviser for details. *Loans subject to credit approval. Terms and conditions apply.

Salary Advance Loan

Get up to 50% of your net monthly salary upfront. Available to staff of private companies and government agencies with active* salary accounts domiciled in Citi Trust Group.

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Commercial Loan

When you need a commercial loan and you need it fast, let Citi Trust Group help you and your business. Decisions are still made locally, by local people who care. We believe in investing in the communities we serve by investing in our local business owners.

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Business Loan

Get a business loan from one of our full-service loan professionals, and let us help you succeed. Citi Trust Group has partnered with local businesses all over. We offer term loans with competitive rates and flexible terms.

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Citi Trust Group Mobile Banking

Transact and Pay bills on the go via our online mobile banking App .